Purchasing - owning your own home has several advantages. Some of the advantages are that you can build equity, enjoy tax deductions, and enhance the quality of your life. Whether you are a first-time homebuyer, an investor or you are purchasing a second home, we have an assortment of loan programs to meet your individual financing need. Refinancing - replaces your existing loan with another loan for the purpose of cash-out, debt consolidate, home improvements, improve current interest rate or current term. For example: changing your adjustable rate to a fixed rate to eliminate being caught in a tailspin as rates begin to rise- lock yourself in a fixed rate. Refinancing is the best way to do this. Refinancing is the best way to help you out prevent a financial tailspin.

Construction – giving expertise and network of all the right professionals to guide you from the initial purchase of land through the completion of your new home. With a down-payment as low as 10%, a construction loan automatically becomes a mortgage when construction is complete - and all in one closing. There are many programs available to meet different needs - for example; you can pay interest-only, or nothing at all, while you build, keeping your costs low. All programs disburse funds flexibly while you build, and rates stay locked in throughout that period, eliminating risk.

Mortgage Plus of Mississippi works with homeowners to provide financing for all purposes from home improvement, from interim construction financing, small second mortgages, or debt consolidation.